SIL Technologies Private Limited ("we," "us," or "our") owns Payvance. These Terms and Conditions dictate the use of this website. We aspire to provide our users/customers (“you”, or “your”) with the most premium payment processing experience. Our terms and conditions outline the rules and regulations that apply to the use of our services. By accessing or using our payment gateway, you agree to be bound by these terms and conditions. In order to ensure a smooth and mutually beneficial payment process, it is important to read them carefully. In order to provide our users with a seamless, secure payment experience, we strive to provide the following features.
In this User Agreement, we outline the terms and conditions that apply to our payment gateway services. Before using our services, you acknowledge that you have read and understood these terms. It is your responsibility to maintain the confidentiality of your account credentials and to ensure that your account is used in a legal manner. It is your responsibility to ensure that no one else is able to access or misuse your account without your permission.
We require that you register with us and provide us with accurate and complete information about yourself before you may use our payment gateway services. You are responsible for maintaining the security and confidentiality of your account credentials. By creating an account, you certify that you are of legal age and that you are able to enter into legally binding contracts in your country. The use of our services is not permitted by minors.
You must provide accurate, current, and comprehensive information on the registration form. To ensure that the information about your account is accurate, it is imperative to rectify any inconsistencies or outdated information as soon as possible. If you suspect that your account has been accessed or used illegally, please notify us as soon as possible. In the event that your account is accessed or misused without your consent, we will not be responsible for any losses or damages.
The account or rights associated with your account may not be lent, assigned, or shared with anyone else. You can only use your account for personal purposes. You are responsible for all activities carried out using your account, including those of any authorized users you designate. Ensure that all authorized users have read these terms and conditions and have agreed to abide by them. If authorized users make transactions, activities, or liabilities on your account, you are solely responsible for the consequences.
Using our payment gateway, you can easily and safely process online payments. Electronic transactions, such as fund transfers and payments, can be initiated, approved, and overseen through this service. Payment options include credit and debit cards, bank transfers, and electronic wallets, depending on the merchant or service provider. Users can make donations, pay off merchant balances, and purchase goods and services through the payment gateway.
While we work hard to ensure our payment gateway is always available, it may occasionally experience technical difficulties or downtime. Users are encouraged to report any errors or disturbances they encounter when using the service. We require users to adhere to all applicable laws, rules, and terms and conditions when using our payment gateway. Using your account for abuse, fraud, or infractions may result in your account being suspended or you being prosecuted.
In the event you utilize our payment gateway services, we reserve the right to charge you additional fees and levies. You will be informed in advance of any costs associated with these transactions. You are responsible for reading and understanding these fees before moving forward. The transaction costs, if any, can vary depending on the type of transaction and the payment method chosen. The fee covers the costs associated with arranging and processing your payments. Any change in our price schedule will take immediate effect. We reserve the right to change our price schedule at any time. You should periodically review our terms and conditions to stay informed about any changes.
Through our payment gateway, we aim to provide quick and safe electronic payment processing. When you initiate a payment transaction using our platform, the following steps are taken. A payment gateway will request authorization from your financial institution or payment provider when you submit a payment request. Obtaining this authorization ensures that the transaction will be fully funded or financed.
As soon as authorization is received, a confirmation of the completed transaction is sent, which may include a transaction ID, receipt, or notification. In response to your payment request, I attest to the completion of the transaction. A detailed record of each payment transaction, including the date, amount, and recipient, can be accessed through your account.
We are committed to protecting your private data by upholding the strictest security standards. Our payment gateway uses strong security measures to protect your information during every transaction. To protect data transmitted over our platform, we use industry-standard encryption techniques. You can be sure that your payment details will remain private and will not be available to unauthorized individuals in this way.
Data security and privacy are protected by stringent industry standards and legal regulations. As part of our commitment to compliance, we will regularly audit and analyze compliance. Although we take all reasonable precautions to protect your information, you still need to play an important role in keeping things safe. Maintaining a strong password, keeping your account details private, and reporting any unusual activity immediately are essential.
The information on your account, including your contact details and payment options, must be updated and maintained on a regular basis. Please share any updates or modifications as soon as possible. Secure passwords, account information, and any other authentication methods you use to access our payment gateway. It is possible for the integrity of your account to be compromised if you use careless security measures or share this information. If you use our services for legitimate purposes, we ask that you do so. It is strictly prohibited to engage in any illicit or fraudulent activity, such as unauthorized access or payment disputes.
The act of initiating or assisting in any fraudulent transaction, such as a chargeback or an unauthorized payment dispute, is prohibited. Data, systems, or accounts belonging to another person must not be accessed without authorization. Users are not permitted to circumvent security protocols or gain unauthorized access to any part of our platform.
Our services cannot be used for illicit or illegal purposes, such as financing illicit activity, laundering money, or any other activity that violates national law. The use of any harmful or destructive activity, including spamming, phishing, malware distribution, or any other action that threatens our platform's integrity or security, is expressly prohibited.
All intellectual property owned by SIL Technologies Private Limited on this website is protected by relevant copyright and trademark laws, including but not limited to text, graphics, logos, photos, and software. This website's content is licensed to users for a limited, non-exclusive, and revocable period of time for the purpose of using the payment gateway's services. It is strictly prohibited to reproduce, distribute, modify, or use any part of this website without written permission from the website owner. In the event that its intellectual property rights are infringed, SIL Technologies Private Limited reserves the right to sue for damages and to seek an injunction.
You can trust us to protect the confidentiality of your personal information. Our Privacy Policy provides additional information about how we handle your personal information.
In the event of fraudulent conduct, violation of our terms and conditions, or other activities that compromise our platform's integrity or security, we reserve the right to cancel or suspend any user account, with or without notice.
Despite our efforts to provide a secure and reliable payment gateway service, the use of our platform is at the user's own risk. In the event that you use our services or are unable to use them, we will not be liable for any direct, indirect, incidental, consequential, or punitive damages. Our payment gateway services do not provide any guarantee or warranty regarding precision, dependability, or accessibility. We provide our services on an "as is" and "as available" basis.
Our users are aware that we may act as a middleman in transactions with outside service providers. The activities, materials, or services offered by these third parties are not endorsed by us, and any disagreements must be resolved directly with them. Users are solely responsible for maintaining the accuracy of all transactions made through our platform and managing their financial information. In the event that an error or illegal transaction has resulted in a monetary loss or harm, we will not be responsible.
We cannot be held responsible for delays, disruptions, or malfunctions in our services caused by events beyond our reasonable control, such as natural disasters, war crimes, or technological malfunctions. Whenever possible, we strive to restore service as soon as possible.
By using our payment gateway or by violating any of our terms and conditions, users assume all liability and agree to hold us harmless from any claims, liabilities, losses, damages, costs, or expenditures, including legal fees. The indemnification will protect the user against any third-party claims arising from activities or transactions enabled by our platform, including, but not limited to, claims made by customers, vendors, or other users. It is the user's responsibility to report any claims, or potential claims, that may result in this indemnity obligation as soon as possible. It may not be possible for us to assist in the defense of such claims if you do not provide this information.
Indian law shall govern the interpretation and enforcement of these Terms and Conditions, and any disputes arising from them will be resolved by Indian courts.
All disputes and claims arising from the use of our payment gateway services will be resolved through a fair and unbiased arbitration process. According to both users and our organization, such issues can only be resolved through binding arbitration. It has been agreed between the parties that the arbitration will be conducted in accordance with the rules and procedures of a recognized arbitration institution. Arbitration will take place at a venue chosen by the arbitration organization. The arbitration clause will be enforced in accordance with current legislation. If any portion of this clause is found unenforceable, the arbitration clause and the Terms and Conditions will remain in full force and effect.
Upon our discretion, we may amend or revise these terms and conditions to reflect changes in our services, changes in the law, or for any other justifiable reason. We recommend users periodically check the terms in order to stay informed of any changes. If you continue to use our payment gateway services after amended terms are posted, we will assume you agree to those changes. Our users should cease using our services if they disagree with the updated terms.
Whenever you have questions or concerns about our terms and conditions, please do not hesitate to contact us.
